What is BridgerPay?

Who we are and what we do?

BridgerPay revolutionizes the payment landscape as the world's first payment operations platform. Our platform features a Lego-like interface that automates all payment flows, providing businesses of any kind with the ability to scale their payments, gain valuable insights, and boost revenue. With our straightforward coding approach, unified architecture, and agnostic software, we empower businesses to streamline their payment operations effectively and efficiently.

Who BridgerPay is built for?

BridgerPay is specifically designed for companies that accept digital payments, particularly those engaged in cross-border transactions or planning to expand their payment capabilities. If you are looking to achieve the following objectives, we are the ideal solution for your business:

  • Seamlessly integrate any payment method into your checkout process without the need for coding.
  • Increase customer retention and improve conversion rates for shopping carts.
  • Deliver a smooth and frictionless payment experience for your customers.

By leveraging our platform, you can effectively connect with multiple payment methods, optimize your payment flows, and provide a superior payment experience to your customers.

How we can help you

At BridgerPay, we can assist you in various ways to address the challenges you face as an online shop owner. Consider the following ways in which we can help:

  • Payment Provider Selection: We can guide you in selecting and connecting with payment providers that are most effective for your target customers. By aligning with the right payment providers, you can improve acceptance rates and enhance the overall payment experience.
  • Multiple Payment Provider Integration: Our platform allows you to connect with multiple payment providers simultaneously. In case of declined payments, we enable real-time retries and rescue mechanisms, increasing the chances of successful transactions and minimizing cart abandonment.
  • Custom Payment Rules: With BridgerPay, you have the flexibility to set custom payment rules and optimize your payment stack further. This customization ensures that your payment operations align with your specific business needs and preferences.

In addition to these key benefits, BridgerPay offers a range of features to enhance your payment processes. This includes centralized reporting, tokenization for secure transactions, refund capabilities, seamless payouts, dynamic checkout options, and compliance with PCI DSS Level 1 standards to ensure robust data security.

By leveraging our comprehensive suite of features and expertise, BridgerPay empowers you to streamline your payment operations, improve conversion rates, and deliver a superior payment experience to your customers.

How it works

The BridgerPay payment process operates as follows:

  1. Customer Selection: The customer selects a preferred payment method from the available options such as Credit Card, Alternative Payment Methods (APMs), and more. They provide the necessary checkout details.
  2. System Validation: The BridgerPay system performs validation checks based on various factors, including the chosen payment method, the customer's country of residence, and the desired currency.
  3. Transaction Processing: Once the validation is completed, the system initiates the transaction by sending a request to the appropriate Payment Service Provider (PSP) capable of processing the transaction. For credit card payments, the request is cascaded to different PSPs in the predetermined sequence in case of a declined transaction.
  4. Transaction Notification: Upon successful acceptance of the transaction by the PSP, BridgerPay promptly notifies you, the merchant, about the transaction status. This ensures that you receive timely updates and can proceed with subsequent order fulfillment or processing.

By following this seamless process, BridgerPay simplifies and streamlines payment transactions, leveraging multiple PSPs to optimize payment success rates and enhance the overall customer experience.

What we offer

At BridgerPay, we offer a range of comprehensive solutions to meet your payment needs:

  1. Plugin Integration: We provide easy-to-connect plugins for popular e-commerce platforms like WooCommerce, Magento, and PrestaShop. These plugins enable seamless integration with your online store, ensuring a smooth payment experience for your customers.
  2. PCI DSS Level 1 Dynamic Checkout Widget: Our dynamic checkout widget, compliant with PCI DSS Level 1 security standards, can be seamlessly embedded into your web resources, such as your website. This widget enhances the checkout process, providing a secure and user-friendly payment interface.
  3. REST API Methods: BridgerPay offers a set of REST API methods that allow you to interact with our dynamic checkout widget or connect it to your own front-end solution using MPI (Merchant Plug-In). Note that using your own front-end solution requires PCI compliance.
  4. Payment Links: With BridgerPay, you can generate payment links that can be conveniently sent to customers. These links enable you to collect payments from customers in a simple and efficient manner.
  5. Virtual Terminal: Our platform includes a Virtual Terminal feature that allows you to collect payments directly from your dashboard. This feature provides a centralized payment collection point, giving you greater control and convenience.

By utilizing our range of offerings, you can enhance your payment operations, streamline transactions, and provide a secure and seamless payment experience for your customers.

Let's take it one step further

In addition to facilitating payment processing, BridgerPay's API offers a comprehensive range of methods to address various scenarios before and after payment initiation. Some of these capabilities include:

  • Status Check: You can utilize our API to retrieve the status of a transaction, allowing you to track its progress and obtain real-time updates.
  • Capture: Our API enables you to initiate the capture of authorized funds, facilitating the transfer of payment from the customer's account to your merchant account.
  • Payout: With BridgerPay, you can utilize our API to initiate payouts, allowing you to disburse funds to vendors, affiliates, or other recipients securely and efficiently.
  • Refunds (Partial or Full): Our API provides the functionality to process both partial and full refunds, allowing you to initiate reimbursements to customers when necessary. This capability enhances customer satisfaction and streamlines the refund process.

These are just a few examples of the extensive capabilities offered by BridgerPay's API. Whether you need to check the status of a transaction, capture funds, initiate payouts, or process refunds, our API provides a flexible and robust solution to handle a wide range of payment-related tasks.

By leveraging our API's diverse functionalities, you can effectively manage and resolve various scenarios that may arise before, during, or after the payment process, ensuring a seamless and efficient payment experience for your customers.